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Loan calculators
Free tools to work out what you can borrow, what it will cost and how to save — before you apply.
Loan eligibility calculator
₹
₹
%
Years
You could borrow up to
Estimated loan amount
–
- Affordable EMI (50% of income less EMIs)
- –
Lenders usually cap total EMIs at 40–60% of net income.
Balance transfer savings
₹
%
%
Years
Your savings
Total interest saved
–
- Current EMI
- –
- New EMI
- –
- Monthly saving
- –
Excludes processing fees on the new loan.
Prepayment calculator
₹
%
Years
₹
Prepayment impact
Interest saved
–
- Tenure reduced by
- –
Assumes the EMI stays the same and the tenure shortens.
Home affordability calculator
₹
₹
%
Years
Home you can afford
Property budget
–
- Home loan amount
- –
- Monthly EMI (45% of income)
- –
