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Loan calculators

Free tools to work out what you can borrow, what it will cost and how to save — before you apply.

Loan eligibility calculator

₹
₹
%
Years

You could borrow up to

Estimated loan amount

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Affordable EMI (50% of income less EMIs)
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Lenders usually cap total EMIs at 40–60% of net income.

Balance transfer savings

₹
%
%
Years

Your savings

Total interest saved

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Current EMI
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New EMI
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Monthly saving
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Excludes processing fees on the new loan.

Prepayment calculator

₹
%
Years
₹

Prepayment impact

Interest saved

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Tenure reduced by
–

Assumes the EMI stays the same and the tenure shortens.

Home affordability calculator

₹
₹
%
Years

Home you can afford

Property budget

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Home loan amount
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Monthly EMI (45% of income)
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Ready to take the next step?

Speak to a Credsey advisor — free, no obligation, no impact on your credit score.

CallApply now