- Home
- Car Loan
Drive home the car you've been eyeing
New or pre-owned, hatchback or SUV — finance up to 100% of the on-road price with quick approvals and easy EMIs.
Why take your car loan through Credsey
Drive home your new or used car with a car loan from leading lenders via Credsey. Up to 100% on-road funding, quick approval and tenures up to 7 years.
- New, used and electric vehicles
- Approval within 24 hours*
- Special rates on EVs with select lenders
- Balance transfer and top-up available
Car Loan EMI calculator
Move the sliders to see your monthly EMI, the total interest and the full amount you'll repay. Then apply with the same numbers in one click.
- EMI = P × r × (1+r)n / ((1+r)n − 1)
- P is the loan amount, r the monthly rate, n the number of months
- Pay more upfront or choose a shorter tenure to cut total interest
Calculate your EMI
Full scheduleYour monthly EMI
₹0
- Principal
- –
- Interest
- –
- Total payable
- –
Indicative figures. Final rate depends on the lender and your profile.
Eligibility
- Salaried with income of ₹25,000+ per month
- Self-employed with ITR of ₹3 lakh+
- Age between 21 and 65 years
Criteria vary by lender. An advisor will confirm what applies to you.
Documents required
- KYC documents
- Income proof
- 6 months' bank statement
- Vehicle quotation / proforma invoice
Can I get 100% funding?
Some lenders fund up to 100% of the on-road price for strong profiles; typically 80–90% is financed.
Do you finance used cars?
Yes, cars up to 10 years old at loan maturity can be financed by select lenders.
Is there a prepayment charge?
Charges vary by lender, from nil on floating-rate loans to 3–5% on fixed-rate loans.